S1098-117 · 117th Congress
Signed
Signed Oct 11, 2022Joint Consolidation Loan Separation Act
Joint Consolidation Loan Separation Act This bill allows two borrowers, who had previously received a joint consolidation loan for their federal student loan debt, to submit a joint application to the Department of Education to sever their consolidated loan into two separate loans. One borrower may submit a separate application in the event that the individual is experiencing domestic or economic abuse from the other individual borrower or is unable to reasonably reach or access the loan information of the other borrower.
VOTE BREAKDOWN
Final passage · 296 politicians tracked
149
YEA
143
NAY
0
PRESENT
4
NOT VOTING
Dem YEA 145Rep NAY 143Rep YEA 4
BY PARTY · ✕ NAY ← | → YEA ✓
DEM
0
145
REP
143
4
MONEY ON THIS BILL
Which donor industries fund each side of the vote — total contributions from that industry to those members, all cycles · plus lobbying activity in affected industries
⬆ YEA voters — top donor industries
- 1. Lawyers & Lobbyists$116.8M
- 2. Securities & Investment$79.6M
- 3. Health Services$73.5M
⬇ NAY voters — top donor industries
- 1. Lawyers & Lobbyists$58.6M
- 2. Health Services$50.5M
- 3. Securities & Investment$46.2M
◎ Lobbying activity by issue area
No bill-issue lobbying matches.
Dollar figures are each industry's total contributions to those members across all tracked cycles — not money given for this specific bill. Statistical patterns in public records; correlation, not causation.
LOBBYING ON THIS BILL
37 federal lobbying reports name this bill in their activity descriptions · LDA disclosures
HUMAN RIGHTS CAMPAIGN9 reports
POPULATION ACTION INTERNATIONAL9 reports
PLANNED PARENTHOOD FEDERATION OF AMERICA INC9 reports
DIGITAL CONTENT NEXT3 reports
REPRODUCTIVE FREEDOM FOR ALL2 reports
CENTER FOR REPRODUCTIVE RIGHTS2 reports
PLANNED PARENTHOOD ACTION FUND INC2 reports
CARE ACTION NOW, INC.1 report
⟳ The revolving door — lobbyists on this bill with disclosed former government roles
Travis SwansonIntern/Job Seeker, Office of former Congressman Barney Frank (D-MA-04), October 2011 to January 2012
“Covered position” is the former government job lobbyists must disclose by law (LDA §4). Prior service is stated on the filings; it carries no implication of wrongdoing. Full revolving-door board →
A report naming a bill means the organization disclosed lobbying activity on it — the disclosure does not state a position for or against.
INDIVIDUAL VOTES
Recorded positions for tracked politicians
SPONSORS
Mark R. Warner
D-VA · Primary
2 COSPONSORS
BIPARTISAN● 1 D● 1 R
SPONSOR FUNDING
Top industries funding Warner
Party & Leadership35%
Party & Leadership 35% of classified donations
Securities & Investment15%
Securities & Investment 15% of classified donations
Lawyers & Lobbyists11%
Lawyers & Lobbyists 11% of classified donations
Technology6%
Technology 6% of classified donations
Health Services5%
Health Services 5% of classified donations
TRAIL AI
S 1098, the Joint Consolidation Loan Separation Act, was signed into law during the 117th Congress. The bill addresses the separation of joint federal student loans, allowing borrowers to divide consolidated loans that were combined with a spouse or other individual. The legislation passed with strong partisan support, receiving 145 Democratic votes and only 4 Republican votes in favor, while 142 Republicans opposed it.
Based on public voting records. Does not imply causation.
TIMELINE
INTRODUCEDApr 13, 2021
PASSED HOUSESep 20, 2022
PASSED SENATEJun 15, 2022
SIGNEDOct 11, 2022
DATA SOURCES
Bill data: Congress.gov · 117th–119th Congress (2021–present)
Vote records: House Clerk / Senate · 2021–present
Reflects public records. Does not imply causation.