The hr2808-119 bill would restrict credit reporting agencies from sharing consumer credit reports with third parties during residential mortgage transactions, except in limited circumstances involving Commercial Banks. Rep. John W. Rose (R-TN) is the primary sponsor of this legislation. Commercial Banks represents 13.6% of Rep. Rose's identifiable donor base ($0.43M, ranking #6 in his party), and Commercial Banks companies filed 8,222 lobbying reports on related issues since 2022.

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◈ Ask the Analyst about John W. Rose →How we built this: a statistical pattern surfaced from public records — FEC campaign finance, Senate/House Lobbying Disclosure Act filings, and Congress.gov. The donor concentration and the legislative action are concurrent facts; this does not imply contributions caused the action, that the member acted improperly, or that the bill specifically benefits the named sector. Generated September 1, 2026 · internal signal score 87/100.