Rep. John W. Rose's hr2808-119 would restrict credit reporting agencies from sharing consumer credit reports with third parties during residential mortgage transactions involving Commercial Banks. Rose is the primary sponsor of this bill. Commercial Banks represents 13.6% of Rose's identifiable donor base ($0.43M, ranking sixth among donor industries), and Commercial Banks companies filed 5,932 lobbying reports since 2022 related to this legislation.

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◈ Ask the Analyst about John W. Rose →How we built this: a statistical pattern surfaced from public records — FEC campaign finance, Senate/House Lobbying Disclosure Act filings, and Congress.gov. The donor concentration and the legislative action are concurrent facts; this does not imply contributions caused the action, that the member acted improperly, or that the bill specifically benefits the named sector. Generated July 27, 2026 · internal signal score 88/100.